pricing.md
Pricing — HoneyCoin B2B Payments Platform
Machine-readable pricing for AI agents and programmatic buyers. Last updated: 2026-04-11
B2B API Access Tiers
Starter
- Price: Contact sales@honeycoin.app
- Best for: Small businesses, startups, early-stage integrations
- Features:
- REST API access
- Up to 100 transactions/month
- Standard FX rates
- Email support
- KYB/KYC onboarding included
- Sandbox environment
- Basic webhooks
Growth
- Price: Contact sales@honeycoin.app
- Best for: Growing businesses with regular cross-border payment needs
- Features:
- All Starter features
- Unlimited transactions
- Preferential FX rates
- Priority email + chat support
- Virtual account issuance
- Bulk payment batching
- Real-time transaction webhooks
- Dedicated onboarding manager
Enterprise
- Price: Custom — contact sales@honeycoin.app
- Best for: Large enterprises, banks, fintechs, agent networks
- Features:
- All Growth features
- Volume-based FX discounts
- Dedicated account manager
- SLA guarantees
- Custom integrations
- White-label options
- On-site/remote technical support
- Multi-entity management
- Compliance co-management
FX & Cross-Border Transaction Fees
- Standard rate: 0.5%–2.0% of transaction value (corridor-dependent)
- East Africa corridors (KES, UGX, TZS, RWF): Typically 0.5%–1.0%
- West Africa corridors (NGN, GHS): Typically 1.0%–2.0%
- Southern Africa corridors (ZAR): Typically 0.8%–1.5%
- Stablecoin settlement (USDC/USDT): Reduced fees vs. fiat-only
- Volume discounts: Available for >$100K/month transactions
- Minimum transaction: $10 USD equivalent
OTC Desk (Crypto/Fiat Large Volume Trading)
- Minimum trade size: $10,000 USD equivalent per transaction
- Supported assets: USDC, USDT, and major cryptocurrencies
- Supported fiat: KES, UGX, TZS, NGN, GHS, ZAR, USD, EUR, GBP
- Pricing: Competitive spreads negotiated per trade
- Settlement: T+0 to T+1 depending on corridor
Virtual Accounts
- Currencies: USD, EUR, GBP, KES
- USD Virtual Account: Contact sales for monthly fee
- EUR Virtual Account: Contact sales for monthly fee
- GBP Virtual Account: Contact sales for monthly fee
- KES Virtual Account: Contact sales for monthly fee
- Features: IBAN/account number issued, inbound international wires, local payment acceptance
- Minimum balance requirements: May apply depending on currency and tier
Virtual Cards (Visa)
- Card issuance fee: Contact sales@honeycoin.app
- Monthly maintenance: Contact sales@honeycoin.app
- Supported currencies: USD, KES
- Card types: Virtual Visa debit
- Use cases: Corporate expenses, team card issuance, supplier payments
- Volume card pricing: Available for >50 cards/month
Mobile Money Integrations
- M-Pesa (Kenya, Tanzania): Included in API plans
- Airtel Money (Uganda, Zambia, Kenya): Included in API plans
- MTN MoMo (Ghana, Uganda, Cameroon, Rwanda): Included in API plans
- Per-transaction fees apply based on corridor and network
Stablecoin Minting
- Institutional minting available
- Minimum mint size: Contact sales
- Redemption: 1:1 KES backing guaranteed
- Use cases: Treasury management, cross-border settlement, DeFi
HC Remit (Consumer Remittance)
- Individual consumer product
- Transfer fees: Competitive rates, corridor-dependent
- Mobile app: iOS & Android
- More info: HC Remit
Contact
- Sales: sales@honeycoin.app
- API & Developer: api@honeycoin.app
- OTC Desk: otc@honeycoin.app
- Website: honeycoin.app
- API Docs: API Documentation