Power your global money flow with virtual accounts

Create named virtual accounts across various currencies and markets to collect, send, and reconcile payments like a local.

Trusted by fast-growing finance teams · Licensed partners and local rails · Developer SDKs ready

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Simplify your on/off-ramp operations

HoneyCoin’s virtual accounts connect directly to our built-in minting engine, allowing you to move seamlessly between local fiat and stablecoins.

Faster Settlements

Move between fiat and stablecoins instantly through integrated rails.

Reduced Fees

Competitive rates with no hidden FX spreads or intermediaries.

Seamless Reconciliation

Every conversion and transfer automatically matched to its virtual account.

VIRTUAL ACCOUNTS

Transact globally, manage locally

Activate named virtual accounts in multiple currencies (USD, KES, NGN, GHS, GBP, and more). Collect and send local payments, automate reconciliation, and operate in new markets without local incorporation.

• Open accounts in your business name across supported currencies
• Accept and send payments through local bank and mobile money networks
• Manage customer sub-accounts and transaction histories in one place
• Automate settlement flows for faster operations

MINTING

Convert, manage, and move stablecoins effortlessly

Convert between fiat and USDT/USDC directly from your virtual accounts balances. HoneyCoin’s minting layer powers real-time liquidity for treasury operations through on/off-ramping.

• Swap local currencies to stablecoins at competitive rates
• Power instant global settlements through tokenized liquidity
• Manage treasury and customer funds across fiat and crypto
• Enable compliance-ready digital asset flows on your accounts.

Empower your business to earn more

HoneyCoin’s virtual accounts connect directly to our built-in minting engine, allowing you to move seamlessly between local fiat and stablecoins.

Explore more ways to build with HoneyCoin

Wallets & Payments

Collect and pay through local banks and mobile money. Hold fiat or stablecoins, swap anytime, and settle fast with clear fees.

Minting

On-ramp to USDT/USDC and off-ramp back to local money. Works in 20+ markets and delivers to your wallet on major chains.

Virtual Cards

A USDC-backed Visa card. Top up by mobile money, bank, card, or crypto; pay anywhere Visa is accepted or withdraw to local rails.

Frequently Asked Questions (FAQs)

Are virtual accounts named to my business?

Yes. All currencies are issued as named accounts in your business name.

How many customer sub-accounts can I create?

Unlimited. Issue as many virtual sub-accounts as you need for your customers or projects.

Are there conversion limits inside virtual accounts?

No conversion limits—move between LCY and USDT/USDC directly from the account.