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Accepted by over 150 million merchants around the world.

Stablecoin-backed spending card, accepted worldwide.

Load via mobile money, bank transfer, card, or stablecoins. Pay using USDC with Apple Pay or Google Pay, or withdraw to your bank or mobile money account on demand.

Get a Virtual Card

Trusted by fast-growing finance teams · Licensed partners and local rails · Developer SDKs ready

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WHY THIS CARD

Everything you need in one smart card.

Spend globally, move money instantly, and manage it all from a simple, powerful wallet.

Fund your way

Fund with mobile money, bank transfer, card, or on-chain USDC/USDT.

Spend everywhere

Accepted worldwide via Visa; tap-to-pay with Apple Pay and Google Pay.

Keep value in USDC

Keep a dollar-denominated balance; convert only when you spend or withdraw.

Global Spend Card

Use your card at over 150 million merchants worldwide that accept Visa.

Issued on

through licensed partners and regulated payment networks. Built for reliable, compliant spending globally.

How it Works

Top Up

Load USDC from mobile money, bank transfer, card, or on-chain stablecoins.

Add to Wallet

Add your Peer Card to Apple Pay or Google Pay for smooth, secure tap-to-pay everywhere.

Spend or Withdraw

Pay online or in-store with your Peer Card, or withdraw funds whenever you need access to cash.

Controls & Security

Stay in control with spend limits, card freeze, PIN management, and built-in security tools.

Issuance Fee

Free

Monthly/Yearly Fee

Free

Transactions in USD

0% Fee

Transaction in Other Currencies

Up to 3% FX Spread Fee

Card Limit

10,000 USD/Day, Increases with Usage

Compatible Tokens

USDC on Base

Wallets

Apple Pay, Google Pay, Mobile Money & Bank

Frequently Asked Questions (FAQs)

Revolutionize the way you manage digital assets with Honeycoin's cutting-edge B2B platform.

What is the HoneyCoin Virtual Card and how does it work?

The HoneyCoin Virtual Card is a stablecoin-backed spend card you can use anywhere Visa is accepted. Your balance remains in USDC; when you pay, HC automatically converts it so the merchant is paid in their local currency. You can also move funds in and out via mobile money and bank transfers where supported.

How do I get and activate my card?

Download the app and create an account → complete identity verification → add funds → instantly activate your virtual card and add it to Apple Pay or Google Pay.

If you order a physical card, delivery typically takes 2–3 weeks.

What are the transaction limits and spending restrictions?

Default daily limits are $10,000 for both spending and loading. You can set lower custom limits in-app. Higher limits may be available after review; network and merchant category rules may also apply.

Which tokens or currencies are supported, and how does conversion work?

The card supports USDC (and select other assets where enabled). When you make a purchase, the merchant receives fiat based on the card’s network settings and the merchant’s settlement currency. If there’s a currency difference, standard network FX rates and fees apply.

Where is the card accepted, and are there geographic restrictions?

Use it online, in-store, and globally—anywhere Visa is accepted. Some countries, merchants, and MCCs may be restricted due to regulatory or compliance requirements.