Multi-Currency Wallets & Cross-Border Payments | HoneyCoin

We've closed a $4.9M Funding Round. Read more about our plans for the future.

Move money across markets without the chaos

Operate wallets across markets to send, receive, and convert funds - no friction. Built for any business, from scaling startups to global enterprises.

Integrated payment options

Accept and send payments through over 22+ markets with 50+ mobile money providers and over 200 major banks integrated.

Amplify your workflow

Connect your wallet to internal tools for accounting, payroll, and reconciliation

No contracts, no lock-ins

Start or scale instantly—no setup fees, no long-term commitments.

We’ve made sure accessing remittance is fast and easy

Gain access to multi-currency fiat wallets.

Move money across markets effortlessly

Accept and send payments through connected banks and mobile money providers in 22+ countries.

Pay-in and pay-out through 50+ mobile money and bank integrations

Manage balances across multiple local currencies

Swap between any currency pairs instantly

Track settlements and balances in real time

Hold and move digital dollars with ease on non-custodial crypto wallets

Hold, send, and receive stablecoins like USDC and USDT alongside your fiat balances.

Buy stablecoins directly using your wallet balances and switch between crypto and local currency at will.

Hold, send, and receive USDC or USDT

Swap between stablecoins and fiat instantly

Buy crypto directly from any fiat balance.

Manage both fiat and crypto seamlessly on your dashboard.

Disburse payments at scale, instantly

Send payouts to teams, vendors, or customers across countries in a single upload. Upload a sheet, review totals, and execute bulk payments through local methods.

Upload CSV or Sheets with multiple recipients

Send payments across currencies and markets

Choose payout methods like bank or mobile money

Execute bulk disbursements instantly from your preferred wallet

Get paid faster with smart invoices

Generate invoices with embedded payment links that adapt to local currencies and methods.

Recipients can pay instantly via supported rails — from bank transfer to mobile money.

Create and send invoices in any supported currency

Auto-generate payment links for easy settlement

Accept payments via local or crypto methods

Track invoice status and incoming funds in real time

Explore more ways to build with HoneyCoin

Virtual Accounts

Open named local accounts in multiple currencies. Collect and send like a local, with unlimited sub-accounts.

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OTC Desk

Convert large amounts between local currencies, USD, and stablecoins. You fund first; we lock the price and settle the same day.

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Minting

On-ramp to USDT/USDC and off-ramp back to local money. Works in 20+ markets and delivers to your wallet on major chains.

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Virtual Cards

A USDC-backed Visa card. Top up by mobile money, bank, card, or crypto; pay anywhere Visa is accepted or withdraw to local rails.

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Money made simple, for everyone.

From freelancers to founders, HoneyCoin helps thousands move money smarter every day.

Testimonials

The HoneyCoin platform has worked so well for our use cases. The team has been super helpful and great at tailoring solutions to what we need. I'd recommend them to anyone.

Aaron Cohen

CEO, TalkSay

Outstanding cross-border financial services! HoneyCoin's diverse features & bespoke architecture impressed us. Their hands-on support & fast execution are top-notch!

JJ Taboola

CEO, Prime Circle

For me, the most important thing when it comes to moving money is trust. I trust HoneyCoin and that gives me peace of mind. There's simply nothing more important than trust and peace of mind.

Yacob Berhane

CEO, Pariti

Frequently Asked Questions (FAQs)

Revolutionize the way you manage digital assets with Honeycoin's cutting-edge B2B platform.

Which markets are live today?

We support 16 markets including Kenya, Tanzania, Nigeria, Uganda, South Africa, Malawi, Ghana, Rwanda, Zambia, Ethiopia, Gambia, Senegal, South Sudan, the UK, the US, and EU corridors.

Are there cut-off times for wallet deposits or transfers?

No. Wallet deposits and internal transfers run continuously; ETAs display per route.

What limits apply?

Limits vary by country and payment method. Our documentation shows per-country limits.

How is pricing structured?

Fee pricing per route (no tiers). Every collection, swap, or payout shows its exact fee before you confirm.

Related solutions for African payments

HoneyCoin powers collections, payouts, FX, and stablecoin rails across 21 markets.

Stablecoin payments in Africa

Move USDC and USDT across 18 African markets via mobile money, bank transfer, and virtual accounts.

Payment processing in Africa

Mobile money, bank, card, and stablecoin rails in a single API across 21 markets.

USDC payment API for Africa

Developer-first USDC collections, payouts, and local-rail settlement across 18 countries.

Fiat to stablecoin infrastructure Africa

The compliant on and off-ramp layer between local currency and on-chain dollars.

Ready to move across borders?

Reach out to our team today and start executing high-volume trades securely and efficiently.